Customers can now withdraw cash from any of Bank of Baroda’s 6,000 UPI ATMs in the country without using a debit card by simply scanning a QR code on the ATM’s display screen. “The UPI ATM facility is a convenient and secure way to withdraw cash without using a card. It marries the popularity and security of UPI with the extensive reach and availability of ATMs,” said Joydeep Dutta Roy, executive director of Bank of Baroda.